How XRP reacted to the Federal Reserve Interest Rate Decision on 28 October 2026

The release

Released by the Federal Open Market Committee on 28 October 2026 at 2:00 PM EDT. The Federal Open Market Committee held its target range for the federal funds rate at 3.75–4.00%.

How XRP moved

XRP was at $1.3200 when the figure came out. Fifteen minutes later it was unchanged, and an hour later 0.76% higher. Its high-to-low range in the hour after was 1.52% of its price, against 0.76% in the hour before.

Measured by Clometrix

XRP's volume ratio was 5.57x, against a typical 5.48x. Its volatility ratio could not be measured: the price barely moved through the rest of the day, so there is no ordinary quarter hour to compare against. The ratio compares the quarter hour of the release with an ordinary quarter hour that same day, where 1.00x is no change.

What made it matter

Since 2021, Fed decisions that changed the rate have moved XRP more than those that held it: a median volatility ratio of 5.10x across 18, against 2.24x across 26. This one held it.

Its record

Across 44 Fed Interest Rate releases since 2021, XRP's median volatility ratio is 3.61x.

Minute by minute

Each row is the time after the release, with the same length of time before it for comparison.

After	High	Low	Close	Change	Range	Range before	Volume
1 minute	1.32	1.31	1.32	0.00%	0.76%	0.00%	2.456M XRP
5 minutes	1.33	1.31	1.32	0.00%	1.50%	0.00%	3.394M XRP
10 minutes	1.33	1.31	1.32	0.00%	1.50%	0.00%	3.891M XRP
15 minutes	1.33	1.31	1.32	0.00%	1.50%	0.00%	4.043M XRP
30 minutes	1.33	1.31	1.32	0.00%	1.50%	0.76%	4.73M XRP
1 hour	1.33	1.31	1.33	0.75%	1.50%	0.76%	8.569M XRP
2 hours	1.34	1.31	1.34	1.49%	2.24%	0.76%	12.834M XRP
4 hours	1.34	1.31	1.33	0.75%	2.24%	0.76%	18.83M XRP
6 hours	1.34	1.31	1.33	0.75%	2.24%	1.50%	23.023M XRP
8 hours	1.34	1.31	1.33	0.75%	2.24%	2.24%	30.411M XRP
12 hours	1.34	1.29	1.30	-1.54%	3.73%	2.24%	46.279M XRP

Every coin at this release

Coin	Price swing	Usual for Fed Interest Rate	Reaction
Bitcoin	3.11x	4.24x	Ordinary
Ethereum	2.39x	4.08x	Muted
XRP	Not measured	3.61x	-
BNB	1.93x	3.05x	Muted
Solana	2.91x	3.11x	Ordinary
Dogecoin	2.54x	3.69x	Muted
TRON	1.67x	2.50x	Muted
Cardano	2.55x	3.31x	Ordinary
Chainlink	2.44x	3.50x	Muted
Sui	4.16x	2.91x	Strong
Bitcoin Cash	3.18x	3.19x	Ordinary
Hedera	2.93x	2.99x	Ordinary
Avalanche	2.02x	3.47x	Muted
Litecoin	2.41x	3.37x	Ordinary
Gram	1.01x	2.75x	Quiet
Shiba Inu	1.99x	3.45x	Muted
Uniswap	2.53x	3.05x	Ordinary
Polkadot	3.24x	3.16x	Ordinary
Aave	3.44x	3.41x	Ordinary
Bittensor	3.00x	2.94x	Ordinary
NEAR Protocol	3.01x	3.33x	Ordinary
Aptos	2.84x	2.93x	Ordinary
Internet Computer	3.97x	3.24x	Ordinary
POL (prev. MATIC)	2.84x	2.93x	Ordinary
Filecoin	3.55x	4.03x	Ordinary

What is the Federal Reserve Interest Rate Decision?

The Federal Open Market Committee (FOMC) has eight regularly scheduled meetings each year, but they can meet more often if the need should arise. The meetings are not held in public and are therefore the subject of much speculation on Wall Street, as analysts attempt to predict whether the Fed will tighten or loosen the money supply with a resulting increase or decrease in interest rates.

Every Fed Interest Rate release for XRP

Disclaimer

The data analysis, forecasted results and projections provided herein are based on historical price action and market trends. While every effort has been made to ensure the accuracy of the information, these predictions are speculative and should not be considered a guarantee of future performance. Market conditions can change rapidly, and past performance is not indicative of future results. Trading and investing involve significant risk, and you should conduct your own research and consult with a licensed financial advisor before making any investment decisions. We do not assume any liability for any losses that may result from reliance on this information.