How XRP reacted to the Personal Income and Outlays on 28 May 2026

The short answer

Hardly a reaction. In the 15 minutes after the figure came out, XRP's price swung 0.00 times as much as in a normal 15 minutes that day. For a Personal Income release, 1.81 times is usual. An hour later the price was 0.78% higher.

0.00x

Quiet

Trading (volume ratio)
1.27x
usual for Personal Income: 1.95x
Price at 8:30 AM
$1.2900
15 minutes later
0.00%
One hour later
+0.78%
range 0.78%, hour before 0.78%
XRP/USDT, 5 minutes candles around the release, 8:30 AM America/New York

The dashed orange line is the release. Chart data from Binance.

Open
1.3100
Close
1.3200
24h change
0.76%
24h high
1.3400
24h low
1.2700
24h volume
114.182M XRP

The release

Released by the Bureau of Economic Analysis on 28 May 2026 at 8:30 AM EDT. The Personal Income and Outlays came in at 0.0% for April 2026, against 0.6% in March 2026. Personal income was flat.

It arrived at the same moment as Durable Goods Orders, Durable Goods Orders Excluding Transportation, Gross Domestic Product Report, Personal Consumption Expenditures, Core Personal Consumption Expenditures, Initial Jobless Claims and Continued Jobless Claims, so the reaction measured on this page belongs to all of them together.

Measured by Clometrix

XRP's volatility ratio was 0.00x, against 1.81x for a typical Personal Income release since 2021. Its volume ratio was 1.27x, against a typical 1.95x. Under 1.5x is not a reaction at all: the market barely noticed this release. Both compare the quarter hour of the release with an ordinary quarter hour that same day, where 1.00x is no change: volatility is how far the price ranged, volume how much traded.

How XRP moved

XRP was at $1.2900 when the figure came out. Fifteen minutes later it was unchanged, and an hour later 0.78% higher. Its high-to-low range in the hour after was 0.78% of its price, against 0.78% in the hour before.

What made it matter

Since 2021, Personal Income releases in the two weeks before a Fed decision have moved XRP less than those at other times: a median volatility ratio of 1.50x across 17, against 1.93x across 50. This one was not within two weeks of a Fed decision. Its own ratio of 0.00x compares with 1.93x for those, so it moved the price less than its circumstances would suggest.

How it compares

Across 66 Personal Income releases since 2021, XRP's usual price swing is 1.81x. This one was 0.00 times the usual.

MutedOrdinaryStrongExceptional

Thin line: Personal Income's usual, 1.81x. Thick line: this release, 0.00x. Under 1.5x counts as no reaction at all.

Minute by minute

Each row is the time after the release, with the same length of time before it for comparison.

After High Low Close Change Range Range before Volume
1 minute 1.29 1.29 1.29 0.00% 0.00% 0.00% 252,348 XRP
5 minutes 1.29 1.29 1.29 0.00% 0.00% 0.78% 401,491 XRP
10 minutes 1.29 1.29 1.29 0.00% 0.00% 0.78% 771,597 XRP
15 minutes 1.29 1.29 1.29 0.00% 0.00% 0.78% 1.093M XRP
30 minutes 1.30 1.29 1.29 0.00% 0.77% 0.78% 1.729M XRP
1 hour 1.30 1.29 1.30 0.77% 0.77% 0.78% 4.79M XRP
2 hours 1.31 1.29 1.30 0.77% 1.53% 0.78% 16.119M XRP
4 hours 1.32 1.29 1.32 2.27% 2.27% 1.54% 27.606M XRP
6 hours 1.34 1.29 1.33 3.01% 3.73% 1.54% 38.009M XRP
8 hours 1.32 1.28 1.32 2.27% 3.03% 3.05% 37.368M XRP
12 hours 1.34 1.29 1.32 2.27% 3.73% 3.05% 53.417M XRP

Every coin at this release

Coin Price swing Usual for Personal Income Reaction
Bitcoin 1.12x 2.03x Quiet
Ethereum 1.28x 1.77x Quiet
XRP 0.00x 1.81x Quiet
BNB 1.32x 1.75x Quiet
Solana 1.52x 1.57x Ordinary
Dogecoin 1.35x 1.52x Quiet
TRON 1.29x 1.43x Quiet
Cardano 2.11x 1.90x Ordinary
Chainlink 2.01x 1.62x Ordinary
Sui 1.52x 1.53x Ordinary
Bitcoin Cash 1.03x 1.69x Quiet
Hedera 1.68x 1.51x Ordinary
Avalanche 1.80x 1.55x Ordinary
Litecoin 1.71x 1.64x Ordinary
Gram 2.01x 1.32x Strong
Shiba Inu 1.36x 1.75x Quiet
Uniswap 1.02x 1.49x Quiet
Polkadot 1.03x 1.50x Quiet
Aave 1.13x 1.58x Quiet
Bittensor 1.68x 1.68x Ordinary
NEAR Protocol 0.68x 1.43x Quiet
Aptos 1.89x 1.73x Ordinary
Internet Computer 1.05x 1.50x Quiet
POL (prev. MATIC) 1.81x 1.60x Ordinary
Filecoin 1.15x 1.51x Quiet

What is the Personal Income and Outlays?

Personal Income measures the change in the total value of income received from all sources by consumers. Income is closely correlated with consumer spending, which accounts for a majority of overall economic activity.

Every Personal Income release for XRP

Questions about this page

Is 0.00x a lot?

No. Under 1.5x the market barely noticed the release.

Will the next Personal Income do the same?

Nobody can say. A forecast shows the range XRP moved in after past Personal Income releases, so you can plan for the likely size of the move.

What is PCE, and why does the Fed watch it?

PCE is the Personal Consumption Expenditures price index published by the Bureau of Economic Analysis. The Federal Reserve measures its 2 percent inflation goal with the PCE price index. PCE, Core PCE and Personal Income are released together at 8:30 a.m. ET and share one reaction. Their median Bitcoin price swing since 2021 is 2.03x, which places them in Tier 2.

More questions ยท Glossary

Disclaimer

The data analysis, forecasted results and projections provided herein are based on historical price action and market trends. While every effort has been made to ensure the accuracy of the information, these predictions are speculative and should not be considered a guarantee of future performance. Market conditions can change rapidly, and past performance is not indicative of future results. Trading and investing involve significant risk, and you should conduct your own research and consult with a licensed financial advisor before making any investment decisions. We do not assume any liability for any losses that may result from reliance on this information.